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Old-Fashioned Whole Life —
Whole Life Insurance Policy

Whole Life is not built on a new idea. It's origins can be found in the 1800's. Our Old-Fashioned Whole Life Insurance policy is built on the proven value of insurance that remains in force throughout the life of the insured, while providing optional riders to tailor coverage. Old-Fashioned Whole Life:

  • Is issued to those age 0 - 85 (age last birthday)
  • Provides guaranteed death benefit (minimum $25,000)
  • Provides level premiums, guaranteed never to increase
  • Accumulates a guaranteed cash value that can be accessed through policy loan or cash surrender
  • Offers accelerated death benefit in case of terminal illness

Optional riders include benefits for (available for additional premium):

  • Disability income up to $1,000 per month to age 65
  • Additional benefit in case of accidental death
  • The addition of children's term rider
  • The addition of 10-year level term life coverage (to age 70) on insured or spouse
  • The addition of decreasing term life coverage (to age 99) on insured or spouse
  • Waiver of premium

Contact us today for quotes or more information.

 

 

Premiums can be paid monthly, quarterly, semi-annually, or annually. As a whole life policy, this policy stays in force until age 100, at which age a living benefit equal to the face amount of the policy will be paid to the insured.

Product available in AR, AZ, CA, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MO, MS, NC, ND, NE, NM, NV, OH, OK, OR, SC, SD, TN, TX, UT, VA and WY.

Policy Series: L79 (or state variations)

 

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